In order to be considered for federal student financial aid programs, you must meet the federal student aid eligibility rules and complete an on-line application.  Simply follow the easy steps on the How to Apply for Financial Aid page (once we know the page address it should be hyperlinked here) page. Of course, if you need any help or have questions about the application process; the financial aid office staff is available to assist you.

The federal student financial aid programs available at Colgate Rochester Crozer Divinity School are as follows: (The name of each program is a link to the U.S. Department of Education’s website for the specific program.  This site contains the most current and detailed information available).

Federal Direct Unsubsidized Loan is a loan* available to students in which you are not required to demonstrate financial need. Interest accrues (accumulates) on the loan from the time it is first disbursed (paid out).  You can still pay the interest while you are in school, during grace periods and deferment periods.  If you choose not to pay the interest, it will be added to your loan balance and interest will accrue on the higher principal loan amount.  The loan amount is based on graduate grade level.

Federal Graduate PLUS Loan is a loan* available specifically to graduate students enrolled at least part time.  This loan is credit approved and eligible students may borrow up to the full cost of attendance minus any other financial aid.

* A loan is a financial obligation that must be re-paid in the future through monthly payments, including interest.  It is very important to know and understand the terms of a loan before signing a promissory note and entering a loan obligation.  The terms of a loan include interest rate, repayment schedule, and borrower rights and responsibilities.